Let’s Build Your
Success Together
With nearly 150 years of mutual heritage, Mutual Capital Group  brings deep understanding and proven support to every client relationship. Through our family of companies, we offer insurance business solutions and investment opportunities—all designed to help mutual insurers grow and thrive.
Insurance Carriers
Empowering Agents to Grow Efficiently.
Insurance Solutions
Empower Your Growth With Flexible, Cost-Effective Solutions.
A Legacy of Stability

and Innovation
Insurance Carriers
Mutual Capital Insurance Carriers bring remarkable expertise to the insurance space, leveraging over a century of knowledge to enhance product offerings and deliver unmatched underwriting flexibility.


Why Choose Mutual Capital?
With over a century of insurance expertise, we recognize the value of relationships—humanizing our business, leveraging our agents’ local risk knowledge, offering underwriting flexibility and accessibility, and delivering outstanding underwriting results—all while providing competitive rates and rewarding compensation plans.
Tuscarora Wayne
At Tuscarora Wayne Insurance Company, we’re built on a legacy of trust, resilience, and community values rooted in our founding by farmers and grounded in protecting what matters most. Whether it’s a family farm, a one-of-a-kind business, or the place you call home, we offer tailored insurance solutions to meet your unique needs. With deep respect for tradition and a commitment to personalized service, we’re here to safeguard your livelihood, your legacy, and your peace of mind.
Lebanon Valley
Lebanon Valley Insurance Company has been serving the underserved since 1856, offering protection built on trust, experience, and personal commitment. We specialize in insuring what matters most—your home, your business, and your peace of mind. With tailored coverage and a focus on individual needs, we’re here to support one-of-a-kind people, properties, and enterprises—just as we’ve done for over 160 years.
Keystone National
Keystone National Insurance Company is dedicated to protecting your business, your livelihood, and your future. With deep roots in farming and a strong commitment to community, we provide tailored insurance solutions for farms, homes, and unique commercial ventures. Whether you’re growing crops, building a business, or safeguarding your home, we’re here to deliver the coverage you need, backed by the stability and care you deserve. Your peace of mind begins right here.
Illinois Casualty Company
Founded in 1950, Illinois Casualty Company has specialized in serving the unique insurance needs of the food and beverage industry for over 70 years. From liquor liability and general liability to property, umbrella, and workers compensation coverage, ICC delivers comprehensive protection backed by responsive, aggressive claims defense. We understand the distinct risks faced by establishments that serve alcohol, and we tailor our solutions to meet the full spectrum of business insurance needs in this dynamic sector. Our long-standing commitment has earned the trust of policyholders, agents, and industry partners nationwide.
A Legacy of Stability

and Innovation
Insurance Solutions
Mutual Capital Group respects your legacy and autonomy. We seek opportunities to work with you to empower your growth with a suite of flexible, cost-effective solutions.
Mutual Capital Services
Mutual Capital Services delivers end-to-end back-office solutions tailored to the specific needs of mutual insurance companies. From regulatory compliance to operational support, we streamline administrative processes so our clients can focus on strategic growth. Services Offered • Accounting & Finance • Corporate Governance • HR & Compliance
Mutual Capital Analytics
Mutual Capital Analytics empowers mutual insurers to unlock actionable insights through data and analytics. Our solutions enhance profitability by improving loss ratios, boosting efficiency, and enabling smarter, faster decision-making across the organization. Services Offered • Actuarial Services • Product Development • Market Intelligence
Mutual Capital Investment Fund
Our core mission is to foster long-term growth while safeguarding the mutual structure. Through strategic investment opportunities and sector-focused initiatives, we help mutuals build resilience and realize competitive, risk-adjusted returns. Services Offered • Capital Infusion • Mergers & Acquisitions • Affiliations
Leadership Team
Our leadership team brings deep industry experience, strategic insight, and a shared commitment to the mutual insurance model. With a focus on long-term growth, operational excellence, and policyholder value, our leaders guide the organization with integrity and a clear vision for strengthening the mutual insurance sector.
Reiner R. Mauer
Chief Executive Officer, Mutual Capital Holdings President & CEO, Tuscarora Wayne, Lebanon Valley, Keystone National
As President and CEO of Mutual Capital Holdings, Reiner R. Mauer brings nearly 40 years of leadership experience in the insurance industry and a vision grounded in the core values of mutuality. He is a seasoned executive and attorney with deep expertise across operations, strategy, and governance. Reiner is committed to strengthening the mutual model through disciplined growth, cultural integrity, and long-term value creation.
Alexis N. Muench
Chief Financial Officer, Mutual Capital Holdings President & CEO, Mutual Capital Solutions
As President & CEO of Mutual Capital Solutions, Alexis N. Muench brings over 15 years of finance and accounting experience with a focus on operational excellence and strategic growth. A CPA with additional designations, she is known for driving financial performance, enhancing customer value, and leading with integrity. Alexis is passionate about fostering a collaborative culture and delivering innovative solutions that strengthen the mutual insurance community.
